Can I drive a car home after buying it?

Sort the insurance before collection

Arrange cover for the car before you drive it. Don't rely on the seller’s insurance continuing after the sale, and do not assume an existing policy on another car automatically covers a newly purchased vehicle.

Do not rely on “driving other cars” cover

Some policies offer limited driving-other-cars cover, but it often comes with conditions and isn't designed as a substitute for insuring a car you've just bought. Once you own the vehicle, the situation may be different anyway.

You will need to tax it as well. Vehicle tax does not transfer with the car when it is sold. The new keeper normally needs to tax it before using it on the road, unless an exemption applies.

Check the MOT before you set off

Check that the vehicle has a valid MOT where one is required. There are limited circumstances in which an untaxed or untested vehicle can be driven, but buying a car and taking it home isn't a general exemption.

Plan the handover properly

The easiest approach is to arrange insurance in advance and set the correct start time. If that isn't possible, consider delivery or another lawful way of moving the vehicle rather than improvising at the seller’s house.